Most Americans do not know that credit can actually work in your favor. What I mean by that is that you can use a line of credit, weather it is a personal line of credit or a HELOC (Home Equity Line Of Credit) as your checking account. The key is to deposit whatever you get coming in (i.e. Income from a W-2 or investments as soon as possible, any income you would normally put in your checking account. Not to mention if you have money sitting in an account like a savings account. What happens is that you cancel out the interest that you would have paid had you not deposited any money in there by using the line of credit as a checking account.
The other thing is to pay your bills as late as possible so that the money is sitting in your account as long as possible. This method alone will bring your 30 year mortgage down quite a few years. This is using the “Banks money “to pay the “Banks money”

If you would like to find out how you can pay off a 30 year mortgage (and all your debt) in just a few years you may want to attend one of our webinars

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