FOR: JCC Alliance Debt Resolution Program

* Do you have at least $7,500 in unsecured debt?
* Are employed or have a viable source of income?
* Are in financial hardship, or suffering great stress?
* Are you making the minimum payments because it’s all you can afford?
* Are you receiving calls or letters from your creditors?
* Are your credit cards near their limit?
* Are you considering filing Bankruptcy?

JCC Alliance has a new program for people with credit card debt (unsecured debt) and having a hard time making the payments. Through JCC Alliance the attorneys will be able to bring the loan balance down about 50% or more as well as lower the monthly payment about 40-50%.

Enrollment into this program is free, other than a $70 application fee. Should you desire to enroll into the Equity Acceleration Program where EASY Points are earned (EASY Points are rewards points that go directly to lender for principal reduction) you can do so by simply introducing and enrolling 5 clients into the Equity Acceleration program weather these clients come in for free or not does not matter. Once you have 5 you’ll start to earn those EASY points and you’ll be paying off your debt much faster. In fact, let’s look at the difference.

Let’s look at a $10,000 debt at 29% interest rate.

Paying it on your own: It will take you 14 years and interest paid will be $9,190.

Debt Resolution alone: Amount paid will be $4,500 paid in 2 years. Interest paid $3,045.

Debt Resolution and Equity Acceleration program: Amount paid $3,768 in 1 year.
Total savings $15,422.

JCC Alliance Network works with you to eliminate your debts in the shortest amount of time with the least amount of money out of pocket by combining two powerful systems – Debt Resolution Program and the Equity Acceleration Program.

Eventually those EASY Points will take over making the payments and give you cash flow.

Find out how our other programs can help you Super Accelerate the pay-off on your mortgage.
We also have a program for people that are “Upside Down” on their property. The program is called HEAVEN program (Home Equity Acceleration Velocity Enrichment) where we have Private investors that create a new note at fair market value as well as cut the payment in half.

Register for a webinar on the “upcoming webinars and live presentation” page and learn how you can be debt free in RECORD time.

A Bi-weekly mortgage payment is actually a great mortgage accelerator plan that would make paying your mortgage loan faster than usual. This is how it works, instead of paying your mortgage in a monthly basis, you will have to split the payment and pay for it every two weeks. This may look like the same but it is not.  In a year we have 52 weeks which means that you will pay your mortgage 26 times a year resulting to 13 months of payment in a year instead of the usual 12 monthly payments in a year. So for a 30 year loan, you can end up paying for it in 23 years and lessen 7 years in payment (depending on the interest rate). Depending on what you and your lender had agreed it can actually not only pay your debt in an earlier times but also lower the amount of money that you will have to pay.

The advantage of this payment plan is that you are able to finish paying of your debt earlier than the expected time without even feeling its effect on your budget. It is as simple splitting you monthly mortgage in a month into two and paying it every two weeks. For example, if your mortgage is a thousand dollar per month, you will have to split it into two payments and pay $500 every two weeks. In a year instead of a total payment of $12,000 on a monthly basis, you end up paying $13,000 without even feeling the difference.

As great as it may sound, it may also has its drawbacks. Bi-weekly which really supports reverse compounding because it’s paid before it’s due. Any extra payments towards principal causes reverse compounding. Some companies do not even approve of bi-weekly payments. Remember, the longer that you owe them money, the more they get to earn from you. Some may accept the payment but they will not apply the payment to the principal. That means that you just paid early but the debt should be computed to be reduced but you might find some discrepancy on the computation. These are some of the few things that you should watch out for.

You may also watch out for companies that charges penalties for pre-payment. Yes, some companies do. Even though you are paying early, you are getting penalized for it. Most mortgage companies do not charge pre-payment penalties, but to make sure to ask your lender because they may be included in some of the few that charge pre-payment penalties.  If in doubt, you can always ask the help of experts that can offer other solutions aside from the bi-weekly mortgage acceleration plan. Who knows, you may even end up getting better options.

Attend one of our free webinars to learn how to Super Accelerate the payoff off your mortgage.